As told by the five year old:
Mommy, the other night I had a scary dream. You were having a picnic, and there was a BAD guy... now, this is kind of a happy part. He tried to bite you, but you held out your hand and said no thank you. But then, here's the scary part. He bit your FINGER! But here's another happy part. You put on SOoooo many bandaids, that the police came!